Self-security
Remember 3 important things. Before getting out of the car or immediately afterward, let other drivers know that something is happening. Warning signs, dressed reflective vest and placed a triangle at a sufficient distance is just the foundation. The first 2 steps require no reflection, with the placement of the triangle is worse. In general, it should be located 50 m from the vehicle. On the highway 100 m. You need to evaluate where its location makes sense. If you're in a tight corner, be sure to put it in front of her. It is better to place the triangle at the edge of the road than in the middle of the lane.
When driving in heavy traffic, move only minimally when necessary. However, always take extreme care and be aware of where the danger may come from.
The magic trio that instills us at home, at school. You call what you need, not all at once. And you should stick to it now. Always try to find out where you are before you call for help. If you don't know, ask passers-by. Quickly turn on the map when you're out and holding your smartphone. Without this information, emergency services will not know where to send help.
If you already see someone calling, make sure they call the emergency services if necessary. It is not uncommon that people in crises first call family or acquaintances and to call for help, or forget. they think the other person is doing it. Help is not in sight.
Be careful not to assist if you are a driver involved. You can be prosecuted for it. It's always better to do at least something.
Print out a claim form
Still, many participants forget this step because they think it is unnecessary. Always, always repeat, write down this form with the counterparty in the event of a loss event. Pay attention to the truthfulness of the data. No one cares about drawing a sketch-like a cat. Do not let the talk that the form does not need to write. You may have unnecessary problems with the insurance company.
Take photos of the damage and the position of cars
Do you know the motto "it is better to see how to hear 100 times"? This also includes accidents. Original position and damage is only the basis. Photography is a very important source of objective information. Memory and words are not so objective. Also, you can forget or change some essential details. Nowadays, quality smartphones do not pose any significant problem.
Contact the insurance company
Call the insurance contact center immediately after the accident and report the claim. You can do it by phone or often with the mobile application, or personally.
If you are the culprit, you have an important duty. With the above-mentioned accident form, you have to go personally to the insurance company. If you do not do so, the damaged person can also do so. It shall then be documented in writing. But there are deadlines too. 15 days, if it happens in Slovakia, if abroad, 30 days.
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