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5 Sneaky Ways to Cut Expenses In Down Economy

Cutting costs in a slow economy is something that is on the minds of many consumers. Here are five little tricks you can use to save yourself some money, including everything from clipping coupons to purchasing a product like Clear TV and cutting ties with your cable or satellite provider.

#1 – Clip Coupons and Use Price Match Guarantees

Clipping coupons might seem like a dreadful task, but think of all the money you could save over time. Fifty cents here and even a quarter there doesn’t really seem like much at first, but when you realize you could save hundreds, if not thousands, of dollars in a year, it makes that cutting more worthwhile. Many stores offer price match guarantees, so make sure you do your research and get everything you need for rock-bottom prices.

#2 – Don’t Get Into Contracts with Service Providers

These days, it seems like everyone from your mobile service provider to the cable company wants you to sign a contract. Unfortunately, promotional rates don’t extend the length of the contract and you’ll soon find yourself paying much more than you want to pay for services that you could actually do without. Prepaid mobile service is always a great option, as is Clear TV, a digital antenna that allows you to avoid television service contracts and monthly bills altogether.

#3 – Cut Ties with Services You Don’t Need

Even if you aren’t in a contract with your phone or cable providers, how much are you paying? $100 for TV and maybe $150 or more for two smartphones? Is that $250 a month for these simple commodities really a necessary expense? The answer is no, and with the Clear TV antenna and prepaid phone service, you can cut that $250 down to as low as just $100. You’ll have free HDTV that is being broadcast locally with Clear TV, and you can get unlimited talk, text, and data for your smartphone for around $100 a month with most providers. 

#4 – Remove Unnecessary Charges

Along the same lines, take a look at your bills to find out what you can cut, if possible. For example, if you’re paying $20 a month in insurance for your two smartphones, find out whether or not those are covered under your homeowner’s insurance plan and drop the carrier’s insurance if that’s the case. What’s more, unless you’re a hardcore online gamer, then the chances are pretty high that you can get by with a slower (and more affordable) internet speed, too.

#5 – Save Energy

The best way to save money in a down economy is to save energy. This might mean dropping the thermostat a couple of degrees and putting on a sweater, switching out old light bulbs for energy-efficient ones, or even flipping the switches on your power strips to stop the flow of electricity. To take things further, you could winterize your home, look into installing solar panels, and light candles at night instead of turning on the bright lights.

Whether you’ve decided to start turning off entire power strips at night or you’ve chosen to say goodbye to your $100 a month satellite bill and stick to something like Clear TV instead, you’ve already made great progress when it comes to cutting down on your expenses without foregoing the necessities.  

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