A Guide to Buy a Washing Machine on EMI

So you’ve finally decided to buy a washing machine and end your laundry woes. With so many offers on washing machine these days, not to mention the variety available in the market today, it can get pretty confusing to choose which machine to buy. This is especially true when you have to consider factors like your budget, the EMI to be paid, and the quality you’re looking for. Here’s a nifty guide that you can check out when you decide to buy a washing machine, especially if have decided to pay for it on EMI.

1. Narrow Down the Type you are Looking for

There are various types of washing machines available in the market depending on your preferences. For instance, there are semi-automatic washing machines, in which you have to manually transfer your laundry to the spin dryer tub of the machine. There are fully automatic ones where you just have to set a cycle, and the clothes are washed and dried. Apart from this, machines come as front-loading or top-loading, and the prices alter depending on these factors. Once you have zeroed in on the type of machine, it’s time to decide on your budget accordingly.

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2. Ascertain your Budget

You can find various brands offering washing machines for as low as Rs.7,000 to as high as Rs.30,000-. Most of these machines come equipped with the basics like spin cycle timer, wash timer, and dryers. The price rises with the addition of more features like temperature control, time delay, and pre-soak.

That’s why before deciding on a budget, you’ll have to think about what features you want in your washing machine.

3. Check the Down Payment

Deciding on a budget isn’t just restricted to the price of the actual washing machine. You’ll also have to think about how much the down payment is.

The down payment for a washing machine can be extremely cheap or extremely expensive. So talk with the salesperson, and decide on a number that’s comfortable for both parties.

4. Choose Quality

It goes without saying, but if you’re going to buy a long-term appliance like a washing machine, you’re going to want to make sure it’s of good quality. Since it’s likely to be around your house for a long time, it’s best to ensure that it doesn’t fizzle out or stop working randomly.

Be sure to check the warranty of the machine you’re buying. That way, it’s easy to get fixes or replacements if necessary.

5. Consider the Usage

Before you decide to invest in a washing machine, it’s important to really think about how much usage you’re going to get out of it. If you have a maid that typically hand-washes your clothes, then purchasing a washing machine may not be the right decision.


If you’re investing in a washing machine, chances are you’re going to be spending a lot of money on it, so there’s really no point in getting one if you’re not going to use it often. If it’ll just sit in a corner collecting dust, then it may be a waste.

A washing machine can be more than just an appliance. It can be a great help around the house, and can significantly cut down on the time it usually takes to wash clothes. Investing in a washing machine can be a great idea, especially if it’s purchased on EMI. So Many schemes are available on EMI.

Grab more EMI exciting offers on Bajaj Finserv Facebook page.

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