Hi everyone! I've been struggling with managing my personal finances effectively. I never learned much about it growing up, and I want to get better at it. Can anyone offer some advice on how to learn this skill?
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Create a Budget: Start by tracking your income and expenses. Make a list of all your sources of income and all your monthly expenses, including bills, groceries, and discretionary spending.
Set Financial Goals: Define your short-term and long-term financial goals. These could include saving for emergencies, paying off debt, or saving for retirement.
Educate Yourself: There are many resources available to help you learn about personal finance. Consider reading books, taking online courses, or following personal finance blogs and podcasts. In addition, it is very convenient to use Google templates for bookkeeping (https://thegoodocs.com/freebies/annual-budgets/). They simplify my life a lot.