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in the winter never without warning vest

For many cyclists, it has not yet become widely known that the right clothing can save lives. According to a Forsa survey commissioned by Cosmos Direct, So wear just five percent of the cyclists in Germany always reflective clothing or a reflective vest.

And only eleven percent says most to wear flashy clothes in the bicycle tour. By contrast, 70 percent are in his words never with reflective safety vest clothes or on the go. Even when head protection is many cyclists more than careless: For 54 percent of respondents admit to never wear a helmet. "When the days get shorter and it rains frequently, prevail on the streets often poor visibility. Accidents are likely, "says Cosmos Direct insurance expert Bernd Kaiser.

Why cyclists should consult with a head protection and appropriate protect reflective clothes. Moreover, it is advisable for cyclists to take out private accident insurance, he says Expert: "It also pays for accidents outside of work paths. In addition, personal liability insurance for cyclists is important for the event that is damaged in a bicycle accident a third party. "

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